Hero Image Next Stop: Lake Elmo

Next Stop:

Lake Elmo

Opening Spring 2026

Where community meets modern banking.

Lake Elmo is a community built on connection. People know their bankers, businesses support each other, and growth is happening thoughtfully and intentionally. We’re proud to plant roots here.

Bridgewater Bank is joining Lake Elmo to bring responsive support, simple solutions, and a fresh approach to banking that puts relationships first.

Meet the Lake Elmo Team

Eric Rogers

Eric Rogers

Senior Vice President Commercial Banking

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Image of Bridgewater team member, Cassie Laurvick.

Cassie Laurvick

Vice President Commercial Banking

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Matt Born

Matt Born

Branch Lead

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Phil Castro

Phil Castro

Assistant Vice President Consumer Banking

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Jake Jensen

Jake Jensen

Account Executive

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Nanci Fulmek

Nanci Fulmek

Relationship Banker

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Eric Rogers

Senior Vice President Commercial Banking
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Cassie Laurvick

Vice President Commercial Banking


What makes Bridgewater unconventional: "BWB is constantly evolving to anticipate our clients' wants and needs."


Specialty: Construction

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Matt Born

Branch Lead


NMLS #1803908

What makes Bridgewater unconventional: "We are all creative problem solvers, exploring every option to get a yes for our clients. This is how we were founded and what continues to set us apart for over 20 years."

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Phil Castro

Assistant Vice President Consumer Banking


NMLS #863171

What makes Bridgewater unconventional: "Bridgewater Bank focuses on finding solutions to make loans work rather than turning them down, thinking creatively to support our clients."

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Jake Jensen

Account Executive


What makes Bridgewater unconventional: "At Bridgewater Bank, you are more than just a number. You are a part of a culture that is different than any other banking experience. We care deeply about our clients and understand that everyone is unique in their own way."

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Nanci Fulmek

Relationship Banker


NMLS #1289325

What makes Bridgewater unconventional: "Bridgewater Bank: the bank of entrepreneurs. With responsive support, dedicated bankers who know you by name, and a deep commitment to our community, that’s the Bridgewater difference."

Banking designed around you.

Whether you’re managing day-to-day finances or growing a business, our team delivers the responsive, relationship-driven support you deserve.

Your questions, answered.


When will the Lake Elmo branch open?

We’re planning to open in early 2026. Construction is progressing on schedule.

Where is the new branch located?

Our Lake Elmo branch will be located at 11999 Upper 40th St N, Lake Elmo, MN 55042.

Will I be able to meet with a banker in person?

Yes. Our Lake Elmo team will include experienced bankers who can help with everyday banking needs, business financing, and more.

Will there be drive-up or ATM services?

Yes. The branch will offer convenient drive-up service and ATM access.

How is Bridgewater different from other banks in the area?

Bridgewater pairs modern banking tools with responsive, relationship-driven support. Our teams make informed decisions quickly, simplify complex needs, and deliver the kind of personal attention growing communities value.

Why did Bridgewater choose Lake Elmo?

Lake Elmo is a community built on connection, where families, entrepreneurs, and local businesses thrive. It’s a natural fit for our relationship-first approach.

Can I open an account before the branch opens?

Yes. You can open a personal or business account at any of our existing locations. Our dedicated team is ready to help when you are. Call 952.893.6868 to get started today or visit any of our Twin Cities branches.

Will the Lake Elmo branch support business banking?

The branch will serve businesses of all sizes with commercial lending, treasury management tools, business checking, and dedicated relationship support.

Can Lake Elmo residents work with Bridgewater bankers before the branch opens?

Yes. Our teams are already serving clients throughout the Twin Cities Metro. You can connect with a banker anytime to get started.

Ready for something unconventional?